You Don't Have to Keep Feeding a Broken System.
Thousands of families are cutting their healthcare costs 30–50% by stepping outside the traditional insurance system entirely — and joining a community that actually works.
"I was paying a mortgage payment every month for a health insurance policy with a deductible so high I was still paying out of pocket for everything. I felt trapped — until I discovered HealthShare. I made the switch, and I've never looked back. Now I help other families do the same."
Eric Baird
Independent HealthShare Coach · Thousands of Families Helped
How Medical Cost Sharing Works
HealthShare is not insurance. It's a community of like-minded people who voluntarily share each other's eligible medical costs — transparently, affordably, and without the corporate middleman.
Join the Community
Enroll in Zion HealthShare — a nonprofit medical cost-sharing community. No medical exam, no open enrollment window. Membership can start as soon as the following month. You choose your Initial Unshareable Amount (IUA): $1,250, $2,500, or $5,000.
Receive Care Freely
See any licensed provider you choose — no network restrictions, no referrals required. Your monthly contribution goes directly into the sharing pool. Preventive Sharing is included for wellness visits. Zion RxShare handles prescription drug cost sharing.
The Community Shares Your Costs
When you have an eligible medical need, you pay your IUA first. After that, the community shares the remaining eligible costs. Transparent, straightforward, and community-driven — powered by Zion HealthShare.
Traditional Insurance vs. HealthShare
See exactly why thousands of families are making the switch to medical cost sharing.
2026 Monthly Rates
Transparent Pricing. No Surprises.
Choose your plan type, age band, and Initial Unshareable Amount (IUA) to see your estimated monthly contribution. No hidden fees.
Rates may vary slightly based on tobacco or cannabis use. Any applicable household contribution difference is disclosed before enrollment.
Optional Add-Ons
Your Estimated Monthly Contribution
Member Only
$134
Member + Spouse
$268
Member + Children
$268
Member + Family
$406
*The Initial Unshareable Amount (IUA) is the amount a member pays before eligible medical costs are shared by the community. Household memberships will not be responsible for more than three (3) IUAs in a rolling 12-month period. Rates shown are for informational purposes. Zion HealthShare is not an insurance company. View state-specific notices at ZionHealthShare.org.
Your Questions, Answered Honestly
I'm not here to oversell. Here are the real answers to the questions I hear most often.
Ready to Talk?
Schedule a 15-minute call with Eric to discuss your HealthShare options
Get personalized guidance on which plan is right for your family, your estimated monthly costs, and next steps to enrollment.
Personalized plan recommendation based on your family size and health needs
Transparent breakdown of your estimated monthly contribution
Answer all your questions about HealthShare and the enrollment process
Pick a time that works for you. Eric will call you at the scheduled time.
15-minute call • No obligation • Free consultation
Prefer to talk by phone? (435) 375-4377
Eric has helped thousands of families find the right HealthShare solution. Your call is a judgment-free zone — just honest conversation about your healthcare options.
The Entrepreneur's Guide to Escaping the Health Insurance Trap
Not ready to enroll yet? Get my free guide and learn exactly how the HealthShare model works, what to watch out for, and how to calculate your real savings before you make any decision.